AI-Powered Bookkeeping & Tax Strategy

Your AI accountant
that never sleeps

SwarmIQ automatically syncs your bank accounts, categorizes every transaction, and finds tax strategies hidden in the tax code — while you focus on your business.

A full-time accountant
for a fraction of the cost

Overnight analysis, morning briefs, proactive tax strategies — all running autonomously while you sleep.

Multi-Bank Sync

Connect Mercury, Chase, Bank of America — any US bank through Plaid. Transactions sync automatically and are categorized by AI in real time.

Morning Brief

Wake up to a concise financial summary — cash position, burn rate, anomalies flagged, and actionable recommendations generated overnight by your AI agent.

Dynamic Tax Strategy

The AI scans the entire tax code against your financial profile — finding strategies a human CPA might miss. IRC citations, estimated savings, step-by-step implementation.

Receipt & Document AI

Snap a photo of any receipt or upload your W-2, 1040, or Schedule C. On-premise AI vision extracts and categorizes everything — your documents never leave your server.

Financial Statements

Income statement, balance sheet, and cash flow — auto-generated from your transactions. Tax-ready reports for your CPA or for filing yourself.

Conversational AI Agent

Ask your AI accountant anything — "Am I overpaying estimated taxes?" "Should I elect S-corp?" It knows your books and can implement strategies through chat.

Live in five minutes

Connect your bank, let the AI learn your business, and start receiving actionable financial intelligence.

01

Connect Your Bank

Link any US bank through Plaid or enter your Mercury API key. Bank-grade encryption — your credentials go directly to your bank, never through us.

02

AI Learns Your Business

Within minutes, the AI categorizes your transactions, identifies vendors, calculates burn rate, and starts building your financial DNA — the patterns that drive strategy.

03

Morning Brief Delivered

Every morning, you get a concise briefing — cash position, anomalies, and proactive tax strategies. The AI works overnight so you don't have to.

04

Implement Through Chat

"Should we put the kids on payroll?" — your AI accountant calculates the savings, cites the IRC section, and walks you through implementation step by step.

Your data stays yours

We built SwarmIQ with a privacy architecture that even our own AI can't bypass. Your sensitive data never leaves your infrastructure.

AES-256 Encryption

All sensitive data encrypted at rest with per-account key derivation. Not even our engineers can read your financial data.

PII Never Sent to External AI

Names, SSNs, exact dollar amounts — processed by on-premise AI only. External AI models only see anonymized ranges and categories.

On-Premise Vision

Tax documents and receipts are processed by an AI model running on our own servers. Your images and documents never leave our infrastructure.

Full Audit Trail

Every access to sensitive data is logged — when, by what, and why. You can see exactly what the AI has touched in your privacy dashboard.

Built for real businesses
and real families

🏢

Solo LLC & S-Corp Owners

Automated expense categorization, quarterly estimated tax calculations, S-corp election analysis, QBI deduction optimization.

🏠

Real Estate Professionals

Mileage tracking, showing expenses, commission income patterns, home office deduction, vehicle depreciation — all automated.

👨‍👩‍👧‍👦

Families with Complex Finances

Multiple income sources, rental property, retirement accounts, education savings, dependents — the full picture unlocks strategies most CPAs miss.

📈

Traders & Investors

Capital gains optimization, wash sale tracking, tax-loss harvesting — integrated with your brokerage data for a complete tax picture.

Less than your
monthly coffee budget

A full-time AI accountant for less than one hour of CPA time. No tiers, no hidden fees — everything included from day one.

Early Adopter
$29.99
per month
First 3 months — then $39.99/mo · Cancel anytime
  • Unlimited bank connections
  • AI transaction categorization
  • Overnight analysis & morning briefs
  • Dynamic tax strategy engine
  • Receipt & document AI
  • Financial statement generation
  • Conversational AI accountant
  • Mileage tracking
  • Privacy-first architecture
Start Free Trial

14-day free trial · No credit card required